Herndon, VA
August 9, 1999

CheckAGAIN, a leading provider of electronic re-presentment solutions, will be showing off Centralized Returns, their technology process that dramatically reduces the time and effort in recovering funds from returned checks, at the Associated Grocers of Florida Expo this week, August 12-13 in Miami. CheckAGAIN will be located in Booth #408.

According to banking industry statistics, approximately 1.4 million bad checks are written daily. These checks can take up to 10-14 days to be processed by the banking system, causing accounting delays and headaches to merchants. CheckAGAIN's Centralized Returns, however, catches checks early on in the processing cycle and cuts the merchant's time to know about check returns down to as little as 72 hours.

Florida merchants using the Centralized Returns system also gain access to CheckAGAIN's 24-hour electronic reporting, which provides complete details on all checks processed through the system, including digital images of the front and back of each check.

Centralized Returns is the ideal solution for retail and account-based operations (such as utility, cable, and cellular companies), municipalities and local governments, as well as any industry that experiences a high volume of bad checks.

About CheckAGAIN

Established in 1998, CheckAGAIN uses innovative technology to simplify and improve the recovery process on returned checks for merchants. The widely used system helps businesses nationwide increase their recovery on return checks, while lowering associated transaction fees. CheckAGAIN assists consumers by significantly reducing inconveniences normally associated with resolving misunderstandings due to returned checks. For additional information please visit www.checkagain.com or call 800/666-5222.